Music: Before contacting us please understand that A Family Affair DJ Service will play any music you request, but all music will be played clean, and with full respect of all guest. We will not play any music that degrades a particular race, nationality, or life style. We do have all the latest booty shaking music, but what may be right for the club, is not always the best choice for your wedding or other formal events where children and elders will be attending.
Insurance: We hold a $1Mill insurance policy for up to 7 occurrences (events) on the same day, insuring each up to $1Mil. NO CHARGE TO CLIENT. Our policy is also upgradable to $2Mill at cost, when needed for certain venues.
See, just because a DJ Service is insured, it does not mean your event is. A few very high-end venue and government owned venues will ask for an occurrence meaning they want their name on the policy as an additional insurance holder. The average DJ with insurance will have #1 occurrence, meaning the insurance policy is only good for #1 event per day, so where dose that leave you, if they're booking multiple events on the same day?
Insurance Rewrite /Occurrences : This is a more in depth liability policy that covers up to $2 Million Dollars of damages. This requires a policy rewrite naming the venue as an Additional Certificate Holder, and printed directly on the policy. If the venue requires a policy rewrite / occurrence, the cost for our service is $100 more.